Monochrome loafers are the perfect transitional flat. You can wear them now with your winter wardrobe and easily incorporate them into your spring/summer wardrobe. Right now, you do not need to buying anything that you cannot see yourself wearing for the next two to three months. It may seem like the cold will never end, but believe me fashionistas— it will. So, invest in a pair of shoes that have longevity and can transition into next season.